Investments

Share Certificates

Share Certificates are perfect for members, who want to maximize their earnings by investing for a specific period of time. We offer Regular, IRA, and Youth Share Certificates with terms ranging from 6-60 months.

Individual Retirement Accounts

Individual Retirement Accounts (IRAs) offer flexibility and tax advantages. They offer security and peace of mind for those members, who are less risk tolerant. We offer Traditional, Roth, Roth Conversion IRAs, and Coverdell Savings Plans.

Money Market

Money Market Accounts require a minimum balance of $2500 and allow up to 6 withdrawals a month. Currently, there are no share draft privileges associated with these accounts. There are no investment period restrictions, and you will earn a higher interest rate than a regular savings account.

Wealth Management for All Members

Financial Planning & Investments to help you achieve your financial goals. 

Whether you are just starting out on your financial journey or preparing for retirement, our TN Members 1st FCU advisory team can help you establish a clear path to achieve your financial goals. You will have your own wealth management team, led by your dedicated advisor, who will provide financial advice and investment management. 

Meet Your TN Members 1st Advisory Team

As your financial advisors, Michael and Evan will actively listen and collaborate with you to understand your current financial situation and prioritize your financial goals. They work to understand your risk tolerance, time horizon, and investment preferences to establish a personalized financial plan. As a professional fiduciary, they are required to keep your best interests in mind. All members may schedule a complimentary call with them at any time to learn more or ask questions - no commitment necessary.

All members receive: 

• A dedicated relationship with the TN Members 1st FCU advisory team 
• Financial planning services 
• professional investment management 
• Affordable pricing, no commissions, no hidden fees

We provide a full range of wealth management services. You can come to us with any financial questions, whether they are complex or straightforward. As a valued member, we are here to help you navigate your financial life. 

Conversations at your convenience

Schedule a meeting via phone, email, and video conference. If you need assistance scheduling a meeting, contact the credit union at 865-482-4343 or stop by your local branch, and one of our member service representatives would be more than happy to help! 

speak with an advisor

DISCLOSURES: Investment products and services are offered independently through Credit Union Wealth Group. Investment accounts are custodied at Altruist Financial, LLC, member of FINRA/SIPC. Credit Union Wealth Group and TN Members 1st Federal Credit Union are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union service organization. Products and services offered through Credit Union Wealth Group are not NCUA insured. These products are subject to investment risk, including the possible loss of principal amount invested.

Certificate & Money Market Rates

APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance of $1,000 unless otherwise noted. Ask us for further information about the terms, fees, and specials that may apply to these accounts.

*7-month certificate specials require a minimum $5,000 opening balance.

^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.