Member Rates
| Rate Type | Current Rate | APY |
|---|---|---|
| Regular Shares (01) | 0.05% | 0.05% |
| Share Drafts (07) | 0.05% | 0.05% |
| IRA Shares | 0.75% | 0.75% |
| Christmas Club (08) | 0.05% | 0.05% |
| Additional Savings (09 – 15) | 0.05% | 0.05% |
Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. | ||
| First Step Savings (with criteria) | Current Rate | APY |
|---|---|---|
| $0.01 - $500 | 4.889% | 5.00% |
| $500.01+ | 0.05% | 0.05% |
Federally insured by NCUA. APY = Annual Percentage Yield. First Step Savings earn a higher rate on amounts $0.01 - $500. The Share (01) rate is earned on any amount equaling or in excess of $500.01. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.
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| Platinum Share Draft (with criteria) | Current Rate | APY |
|---|---|---|
| $0.01 – $500 | 0.050% | 0.050% |
| $500.01 – $15,000 | 1.243% | 1.25% |
| $15,000.01 – $500,000 | 0.050% | 0.05% |
Federally insured by NCUA. APY = Annual Percentage Yield. Platinum Share Draft Rate is earned on amounts $500.01 – $15,000 and when the following criteria are met: Enrolled in online banking; Enrolled in e-statements; Monthly direct deposit of $500 or more; 10 debit card transactions per month with $10 or more transaction amount, not including ATM withdrawals. The Share Drafts (07) rate is earned on any amount in excess of $15,000.01 and on balances of $500.01 – $15,000.00 when criteria are not met. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.
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Certificate & Money Market Rates
| Type | Dividend Rate | APY |
|---|---|---|
| 12 Months | 1.490% | 1.50% |
| 24 Months | 1.736% | 1.75% |
Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. | ||
| Type | Dividend Rate | APY |
|---|---|---|
| 6 Months | 1.243% | 1.25% |
| 12 Months | 1.490% | 1.50% |
| 13 Month Special* | 3.735% | 3.80% |
| 15 Months^ | 1.490% | 1.50% |
| 18 Months | 1.736% | 1.75% |
| 24 Months | 1.736% | 1.75% |
| 36 Months | 1.982% | 2.00% |
| 48 Months | 2.472% | 2.50% |
| 60 Months | 2.960% | 3.00% |
*Minimum opening balance of $5,000 for 13 Month Certificate Special. ^No longer offering new 15-month certificates or Golden Classics Account status rate incentives. Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. | ||
| Type | Dividend Rate | APY |
|---|---|---|
| $2,500 – $24,999 | 1.243% | 1.25% |
| $25,000 – $49,999 | 1.490% | 1.50% |
| $50,000 – $99,999 | 1.736% | 1.75% |
| $100,000 + | 1.982% | 2.00% |
Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. | ||
Signature & Education Support Loan Rates
| Rate Type | APR |
|---|---|
| Signature – LOC, Monthly Payment | As low as 13.00% |
| Signature Loans – Non-LOC | As low as 13.00% |
| Credit Builder* *Risk-based pricing does not apply! |
3.00% |
| Education Support Loan | As low as 7.99% |
| Secured Loans for Other Purposes | As low as 8.25% |
| Share/CD Secured* *Risk-based pricing does not apply! |
2.25% |
Federally insured by NCUA. APR = Annual Percentage Rate. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. | |
RV, Auto, Boat Rates
| Rate Type | APR (as low as) | Payment Example per $1,000-Maximum Term |
|---|---|---|
| (2020-2026) Up to 36 Months | 5.24% | $30.00 |
| (2020-2026) Up to 66 Months | 5.24% | $17.00 |
| (2020-2026) Up to 78 Months | 5.24% | $15.00 |
| (2020-2026) Up to 84 Months | 5.24% *Min loan balance is $10,000* | $14.00 |
| (2020-2026) Up to 96 Months** | 7.24%** *Min loan balance is $40,000* | $14.00 |
| (2014-2019) Up to 66 Months | 6.99% | $18.00 |
| (2013-Prior) Up to 66 Months (CPI Guide) | 7.99% | $19.00 |
Federally insured by NCUA. APR = Annual Percentage Rate. **Available for Indirect Loans only. Loan amount must be >=$40,000. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. | ||
| Rate Type | APR (as low as) | Payment Example per $1,000-Maximum Term |
|---|---|---|
| (2020-2026) Up to 72 Months | 5.74% | $16.00 |
| (2020-2026) Up to 84 Months | 5.74% *Min loan balance is $10,000* | $14.00 |
| (2020-2026) Up to 144 Months | 7.99% *Min loan balance is $30,000* | $11.00 |
| (2020-2026) Up to 180 Months | 8.99% *Min loan balance is $100,000* | $10.00 |
| (2014-2019) Up to 60 Months | 6.99% | $20.00 |
| (2014-2019) Up to 144 Months | 8.99% *Min loan balance is $30,000* | $11.00 |
| (2013-Prior) Up to 60 Months | 8.24% | $20.00 |
| (2013-Prior) Up to 120 Months | 10.00% | $13.00 |
Federally insured by NCUA. APR = Annual Percentage Rate. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. | ||
| Rate Type | APR* as low as | Payment Example per $1,000-Maximum Term |
|---|---|---|
| All Farm Equipment – Up to 60 Months | 9.00% | $21.00 |
Federally insured by NCUA. APR = Annual Percentage Rate. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. | ||
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