Frequently Asked Questions
Contact the credit union at 865-482-4343 so we can review your account with you and take any necessary security precautions. If you feel you have been a victim of identity theft, you can also contact the FTC’s Identity Theft Hotline toll-free at 1-877-IDTHEFT (438-4338); by mail: Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580; or online.
Phishing is the act of contacting an individual falsely claiming to be an established legitimate enterprise in an attempt to scam the individual into surrendering private information that will be used for identity theft. The communication directs the user to visit a link, call a phone number, or respond in a specific way where they are asked to update personal information, such as passwords and credit card, social security, and account numbers that the legitimate organization already has. The contact method, however, is not legitimate and set up only to steal the user’s information.
TN Members 1st will never contact you directly to request any of your account information, including:
- Social Security Number
- Credit or Debit Card Numbers
- Security Code or CVV
- PIN – Personal Identification Number
- Address
- Date of Birth
- Online Banking Login Information
- Verification Codes
- Passwords
If someone contacts you and requests this information or your account details by phone do not share any information and hang up immediately. Likewise, if you receive an email, website pop-up, or text with a suspicious link – stop and think before you click. You can always contact the credit union back at 865-482-4343 to both report the potentially suspicious activity and verify if there was a valid request for information.
The application will ask if you are a current Community Partner and provides an option to indicate that you are an affiliate organization to a current Community Partner. The credit union will cross-reference this information with applicable active Community Partners as needed.
Please send an email to marketing@fcumail.org with any questions.
You will receive a confirmation once your application is submitted. Applications will be reviewed in July and August, and all applicants will be notified once decisions are finalized.
If your wallet has been lost or stolen, take the following actions:
- Call the three major credit reporting agencies (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 and Trans Union: 1-800-680-7289) and ask them to immediately place a Fraud Alert on your name and Social Security number. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
- Notify the SSN national fraud hotline at 1-800-269-0271.
- Cancel your credit cards.
- File a police report the same day, if at all possible, in the jurisdiction where your wallet was stolen.
For any accounts specific to TN Members 1st FCU:
- Contact the credit union and a Member Service Representative will be happy to assist you with options that best fit your situation. Sometimes, we can simply get you a new card, other times, it's best to close the compromised account and open a new account. As of February 2024, both of our branch locations are equipped to print contactless cards available to members in a matter of minutes.
- Log in to your digital banking and click ‘Support’ on the left-hand navigation menu for customer service and fraud support phone numbers. If you don’t have digital banking, please contact the credit union.
Mobile deposit is available for all eligible checking accounts, but you must enroll first. Mobile deposit can only be done through the mobile app.
- Log in
- Select Deposit under your checking account OR select Deposit Check from the slideout menu in the mobile app
- Click Enroll Account and go through the sign-up steps
- Once your request has been processed and approved, tap Deposit a Check
- Enter the check amount
- Tap Continue
- Select the account to deposit to
- Take a picture of the front of the check and tap continue
- Take a picture of the back of the check and tap continue
- Verify the information and tap Submit
You can change your username or password at any time in digital banking. To change username:
- Log in
- Select your username icon in the top right corner or menu in mobile banking
- Select Settings and then select the 'Security' option on the left side menu
- In the 'Username' field select 'Edit'
- Enter your current password when prompted
- Change your username and select 'Save'
To change password:
- Log in
- Select your username icon in the top right corner or menu in mobile banking
- Select Settings and then select the 'Security' option on the left side menu
- In the 'Password' field select 'Edit'
- Enter your existing password, and then enter a new password
- Select Save
You can update your phone number, email address, or primary address in digital banking.
- Log In
- Click on the User Profile icon and click Settings
- Click Edit next to your phone, email, or address
- Verify your password
- Edit your contact information
- Click Save
Phone and email updates will happen immediately. All address updates will be reviewed by a member service representative and you may be contacted for additional information.
First, try clearing your browser's cache. This process will be different for each individual's unique device. If you have tried to clear your cache and cannot log in, contact the credit union at 865-482-4343.
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