PLANNED MAINTENANCE 4/28-4/29: Due to planned maintenance, the branch ATMs will be unavailable on Tuesday, April 28 (Knoxville Branch), and Wednesday, April 29 (Oak Ridge Branch). Click here for a list of surcharge-free ATMs near you.

80 years, one community

Celebrating the stories, milestones, and people who built us.

On May 15, 1946, TN Members 1st, then known as Oak Ridge Government Employees Federal Credit Union, opened its doors as the first federally chartered credit union in Oak Ridge, serving employees of the Department of Energy. At the time, Oak Ridge was a brand-new community, shaped by the Manhattan Project and home to approximately 75,000 residents. From a single branch inside the Department of Energy building and just a handful of members, a story began—one built on trust, service, and community.

In those early years, every milestone mattered.
Our first mortgage loan.
Reaching $1 million in assets.
Growing membership into the thousands.
Providing education to help members succeed financially.

Each moment was more than progress; it was a story of people helping people. What began in a small town once known as Site X has grown into a trusted financial partner serving communities across the region. While much has changed, one thing remains the same: our commitment to helping our members thrive. With a full range of checking, savings, lending, and investment options, along with financial education, rewards programs, and identity protection services, we’re here for every chapter of your financial journey with:

  • Two convenient branch locations
  • Digital banking, bill pay, and remote deposit
  • The free TN Members 1st mobile app
  • Automated audio access
  • Access to the CO-OP Shared Branching Network nationwide

Over the past 80 years, this credit union hasn’t just grown—we’ve grown together.

Every account opened.
Every loan approved.
Every goal achieved.

They’re all part of a bigger story, our community's story. As we celebrate this milestone, we’re honoring the people who made it possible: you. We’re committed to building the future together—bringing new tools, new opportunities, and new ways to support your financial goals for generations to come. Be part of our 80th anniversary as we celebrate 80 years, One Community, and the stories that connect us all.

 


80 Years, One Community – Story Submission Form

You’re part of our story - and we’d love to hear from you! As we celebrate 80 Years, One Community, we’re collecting stories from the people who make it all possible. Whether it’s a big milestone or a small moment, your story matters.

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I am a current member of TN Members 1st FCU:
Can we share your story?

80 Years, One Community – Submission Terms

By submitting a story and/or photo to TN Members 1st as part of the “80 Years, One Community” campaign, you acknowledge and agree to the following:

  • Permission to Use: You grant TN Members 1st Federal Credit Union the right to use, reproduce, and share your submitted story and/or photo in marketing materials, including but not limited to social media, website content, email communications, and other promotional channels.
  • Ownership & Rights: You confirm that any story or photo you submit is your own, does not infringe on any third-party rights, and that you have the right to share it. For photos, you confirm that any individuals pictured have provided consent for their image to be used.
  • Appropriate Content: All submissions must be respectful, appropriate, and free from offensive, unlawful, defamatory, or copyrighted material owned by a third party without permission. TN Members 1st reserves the right to reject any submission that does not meet these guidelines.
  • No Compensation: You understand that TN Members 1st may use your submission without providing compensation or further approval.
  • Privacy & Attribution: You may indicate if you prefer your submission to remain anonymous. TN Members 1st will respect this preference when publishing content. Personal information provided for verification will only be used to confirm membership and will not be shared or sold.
  • Voluntary Participation: Participation is voluntary. Submitting a story or photo does not guarantee publication.
I have read and understand the 80 Years, One Community submission terms.:
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