For many of us, this time of year is full of celebrating, family, feasting, and spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. And let’s be honest: with high-interest rates and student loan payments resuming, many of us are justified in our apprehension to spend.

If your holiday spending has you feeling stressed, TN Members 1^st FCU is here to help! Whether you want to put more presents under the tree, visit family, consolidate high-interest debt before the new year, or just have a little extra jingle in your pocket, their Holiday Helper Signature Loan is a flexible way to accomplish your financial goals with no payment for 60 days and a special holiday rate!

If a holiday loan isn’t on your list this season, the friendly, local Member Service Reps at TN Members 1^st FCU would love to help you reach your 2024 financial goals! Whether it’s setting up an automatic savings plan, getting you connected with their partner GreenPath Financial Wellness for budgeting assistance from certified debt management counselors, or helping to set up automatic spending alerts, they’re here to help.

*Federally insured by NCUA. APR = Annual Percentage Rate. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. Holiday Helper Signature Loan Special is available from 11/01/2023 until 1/5/2024. No payment for 60 days. Max $20,000 per guidelines. Contact Tennessee Members 1^st Federal Credit Union at 865-482-4343 for more information and to speak with a loan officer.